Checking Announcements- Key Concept

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Across
  1. 3. A form used to deposit money into a bank account.
  2. 4. - An entry recording an amount paid, increasing the balance.
  3. 8. - An entry recording an amount owed, decreasing the balance.
  4. 9. The person who writes a check.
  5. 10. The process of moving a check from the bank where it was deposited to the bank on which it was written.
  6. 11. When a bank delays access to deposited funds.
  7. 14. Spending more money than is in the account, leading to a negative balance.
  8. 18. Funds When there isn't enough money in an account to cover a payment.
  9. 19. Automatically transferring funds into an account, typically from an employer.
  10. 20. Account Where you keep money for everyday transactions.
  11. 22. ATM
  12. 23. What a check becomes after it’s processed and paid by the bank.
Down
  1. 1. - A bank account held by one person.
  2. 2. PIN
  3. 5. EFT
  4. 6. To sign the back of a check to approve its transfer.
  5. 7. A service that prevents overdraft fees by automatically covering shortfalls.
  6. 12. - A record of all deposits, withdrawals, and checks written.
  7. 13. The person or entity receiving the payment.
  8. 15. - The money earned on savings or paid on loans.
  9. 16. A monthly charge for keeping a bank account open.
  10. 17. - A bank account shared by two or more people.
  11. 21. A written order directing a bank to pay money.