Checking & Savings

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Across
  1. 2. Your paycheck is put in your account automatically.
  2. 4. The business done with a bank, including deposits and withdrawals.
  3. 8. A bank employee who performs banking service such as cashing checks and accepting deposits.
  4. 9. The money put into a bank account.
  5. 10. This replaced the check and is used to purchase items. Money is immediately take out of the checking account when it is used.
  6. 12. The government agency that maintains the safety and security of your money in a bank.
  7. 14. How much money you currently have in your account
  8. 15. A personal record of all of your banking transactions.
  9. 17. An account that allows you to deposit money and write checks on that account.
  10. 19. A business that keeps money safe for its customers, lends money to borrowers and provides other financial services.
  11. 20. The monthly record you receive from the bank showing all of your transactions.
  12. 21. The money a bank pays for the use of a person's money. Referred to in terms of annual percentage rate (APR)
  13. 23. When you compare your spending reecords with the records from the bank.
Down
  1. 1. A savings product that typically offers the highest interest rate.
  2. 3. A payment system where bills are paid through direct withdrawal from a bank account.
  3. 5. A fee that you are charged with you spend more money than you have in your account.
  4. 6. A machine used to conduct bank business 24/7
  5. 7. The 9-digit number that identifies a bank.
  6. 10. A transaction that takes money from your account
  7. 11. An account that has transaction limits.
  8. 13. A transaction that puts money in your account
  9. 16. The governing angency that maintains the safety and security of your boney in a credit union.
  10. 18. A banking institution that has members instead of customers
  11. 22. Monthly charges, per check costs, printing of checks, ATM service, etc. may incur a ______