Across
- 2. – Holiday plant.
- 4. – Phone banking.
- 6. – Bank card.
- 8. – Unique identity.
- 10. - A calming aroma
- 11. – Christmas decoration.
- 12. - used in perfumes.
Down
- 1. – Popular carol.
- 3. – Doesn’t happen in Nigeria.
- 5. – Tree decorations.
- 7. – Sound of the bells.
- 8. – Santa’s ride.
- 9. - Precious metal for royalty.