Across
- 5. Cheeky drop in rent (4)
- 6. Inmate has it in form of drug (13)
- 9. A number of bonds for one’s old age? (8)
- 10. Sounds out of your depth here – on that you can count ! (8)
- 11. Capital consists of mainly loose change (4)
- 16. Establishment of business with another in the country (12)
- 17. A fixer in the London suburbs (6)
- 18. Cash called for in crash (5)
- 21. Part of suit, not VAT returnable (6)
- 23. Lied about head not moving a muscle (8)
- 25. Its student becomes expert in time(8)
- 27. Possesses heroin first, and pot (4)
- 28. Plea to be happily employed (10)
- 29. Nothing to support emergency call ? That’s not very good (2-2)
- 32. Taking money out for retirement ? (10)
- 35. A pound added to the share out would be reasonable (8)
- 36. Be half sedated, perhaps, in this cot (8)
- 37. If investments show it, there’s gratitude (12)
- 38. Outgoing CO is not very competent (8)
Down
- 1. Training for work in valuation (8)
- 2. Skin treatment works (9)
- 3. Crop is to get an incorrect forecast (13)
- 4. Cause to arose, but aids sleep if upset(9)
- 7. I tried to become less slovenly (6)
- 8. Always in smart surroundings, being a director (8)
- 12. Told to find more work (8)
- 13. Woman in taxi is after a possible CLM drug project (8)
- 14. Swinging bars ! (8)
- 15. Issue ten new lines (5)
- 19. Capital A followed by S ? (6)
- 20. Study loss involved in securities (7)
- 22. Spot doctor at work (4)
- 24. Hard working boss has financial liabilities (8)
- 26. Companies hard hit (4)
- 30. Well organised assistant (7)
- 31. Made money initially out of being erudite (6)
- 33. Medics hear about the man from Bath(10)
- 34. Fastidious individual (10)