College Financial Aid

4. / the process of combining one or more loans into a single new loan
5. / Adverse Credit History: a summary of an individual's financial history
6. / amount of financial aid a school is willing to provide
10. / Adjusted Gross Income: all taxable income as reported on a U.S. income tax reform
12. / acknowledgement of program completion
15. / a 2 year undergraduate academic degree
16. / the process where interest accumulates on a loan
17. / Data Release Number: 4 digit number assigned to a student's FAFSA
18. / a student who does not meet any of the criteria for an independent student
19. / a 4 year undergraduate academic degree
20. / payment of loan proceeds to the borrower via the school by the lender
22. / a period of time schools use to measure a quantity of study
23. / all items of value

1. / eligible parents and students borrow directly from US Department of education
2. / failure to repay a loan according to the terms agreed upon
3. / the total amount it will cost to go to school
7. / a program of study that leads to a degree or certificate
8. / Expected Family Contribution: the number that is used to determine your eligibility for federal student aid
9. / a school meeting certain academic standards
11. / the number of credits a student is enrolled for
13. / the written acknowledgement by the student recipient of an award offer
14. / person responsible for repaying the loan
21. / a financial plan