Commerce

4. a legally binding agreement between two or more persons or entities
7. electronic funds transfer at point of sale
8. electronic retailer
10. any organisation that sells goods and services to make a profit
13. a list of income and likely expenditures
14. the online buying and selling of goods between individuals
16. what remains after all business expenses are deducted from sales revenue
18. A consumer is a person who buys things or uses services
19. things that are necessary for survival
21. a person who buys goods in large quantities from the manufacturer

1. the fee a business pays a lender (creditor) to borrow money.
2. the process of transforming raw materials into finished goods through the use of tools, machines, and labor.
3. when the offeree agrees to the proposal
4. the buying and selling of goods between individuals
5. the exchange of one good for another
6. items that you can see or touch
9. a charge account operated by a trader
11. things done for you by others
12. things that are desired but not essential
15. a proposal
17. money received on a regular basis from work, property or business
20. an illegal business practice