Commerce

3. an agreement in business
5. the qualities of a specific group of people
7. when an individual or organization loses money
8. the legal right to use, possess, and give away a thing
11. other businesses who can offer the same or similar goods and services to your customers
12. an exchange rate system
15. someone or something that lends money

1. an organization or enterprising entity engaged in commercial, industrial, or professional activities
2. to control or organize someone or something
4. a person who purchases goods and services for personal use
6. a planned set of activities that people carry out over a period of time in order to achieve something such as social change
9. the money you have left after paying for business expenses
10. a commercial business
13. deciding in advance what to do
14. the amount owed by the borrower to the lender