Commerce

3. Any practice by a seller that is just often illegal
5. Someone who purchases goods and services for their needs and wants
9. Stands for Electronic Funds Transfer at Point of Sale
10. Extra money someone has to pay back when borrowing money from the bank
13. When someone, the offeree, agrees to a proposal from the other party
16. Electronic retailer, a business or individual that sells retail products and services through the internet
17. The person who is to receive the money in a cheque
18. A written instruction directed to a bank to pay a given amount of money
19. Things necessary for survival (e.g. water, food)

1. Items that you can see or touch or both
2. An illegal business practice
4. Money received regularly from work, properties, business and investments
6. A written or spoken agreement that is legally binding between two or more people or parties
7. Any organisation that produces and sells goods and services in an attempt to make a profit
8. Any token, with an agreed value, that people accept as payment in exchange for goods or service
11. The person who writes and signs the cheque
12. A business that sells products directly to consumers
14. The financial institution that provides cheque account facilities
15. A list of income and likely expenditures
18. The buying and selling of goods and services between individuals and businesses