consumer choice

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Across
  1. 2. the ability to receive goods and services now but pay later
  2. 4. a product you can touch
  3. 5. using the internet
  4. 8. when the price is reduced
  5. 10. something you buy but can not touch
  6. 13. goods that come together
  7. 16. money in hand
  8. 18. something you don't need
  9. 19. a good that lasts a long period of time
Down
  1. 1. of necessity
  2. 3. money received on regular basis
  3. 6. money paid regularly at a particular rate to give back lent money
  4. 7. electronic funds transfer at point of sale
  5. 9. the amount of time a good should work, if good brakes item can be replaced
  6. 11. a legal document people sign
  7. 12. when a person buys the rights to a store name
  8. 13. a legal agreement
  9. 14. buying
  10. 15. the person who sells goods
  11. 17. a dishonest scheme