CONSUMER MATH

4. a specialized computer that allows you to complete bank transactions without the need to see a bank representative
6. the money that you originally agreed to pay back
8. removing funds from a back account, savings plan, pension, or trust
12. the money that a person or entity receives in exchange for their labor or products; the amount of money, property, and other item of value received over a set period of time in exchange for services or products
14. wages withheld from an employee's total earnings for the purpose of paying taxes, garnishments, and benefits, like health insurance
16. an agreement between you and the lender that gives the lender the right to take your property if you fail to repay the money you've borrowed plus interest
17. the maximum amount of money lender will allow you to spend on a credit card or a line of credit
19. the money you may have available after taxes and deductions are taken out of your paycheck
20. the reduction in value of an asset over time
21. the ability to borrow money with the promise that you'll repay it in the future, often with interest
23. is a work shift that runs through the early morning hours
25. all the money you earn before taxes and other deductions are subtracted
28. a financial liability or obligation owed by one person, debtor, to another, the creditor
30. a payment card that deducts money directly from a consumer's checking account when it is used

1. the cash that the buyer pays upfront in real estate transaction and other large purchases
2. expenses that change in amount from month to month
3. an expense in your budget that you can expect to stay the same, or close to it, over time
5. placing money into the care of a bank or other financial institution
7. mandatory contributions levied on individuals or corporations by a government entity
9. an estimate of income and expenditure for a set period of time
10. things that are nice to have but are not absolutely necessary
11. the action or process of reducing or paying off a debt with scheduled, pre determined installments that include principal and interest
13. an increase in value of an asset over time
15. is a work shift when an employee works at different intervals through the day and night
18. using your personal information such as your name, social security number, or credit card number without your permission
22. a separate savings account used to cover or offset the expense of and unforeseen situation
24. generally operates as a substitute for cash or a check, allowing one to buy now and pay back later with interest
26. a security that represents ownership of a fraction of the issuing corporation
27. an asset or item acquired with the goal of generating income or loan appreciation
29. something necessary for survival or basic functioning