Consumer Math Chapter 4

3. A federal tax form that shows your income for the year.
5. The difference between your income and your total expenses.
7. A type of retirement plan into which an employee contributes money from each paycheck; employers may also make a contribution.
10. To make a guess about the future.
12. Extra money you need to pay the lender for loaning you money.
14. Money paid to local, state, and federal government.
15. The paycheck stub listing gross pay, deductions, and net pay.
18. To round to get an answer that is not exact; the answer you get when you use rounded numbers.
19. Reduction in your income tax for each person you support, including yourself.
20. A way to save money; a savings bond is repaid with interest when the bond is sold.
25. Stay the same from week to week or month to month.
28. A savings and loans business that offers services to company employees and others.
30. A part of a whole, based on 100 parts.
31. the fixed pay for regular work.
32. Money that is owed.
33. Kept out, for example, money withheld from a salary.
34. A plan for spending and saving money.
35. The money the bank pays you for keeping money with them.
37. A person who is hired to work for another person or business.
38. Things you must have, such as food.
39. A person or business that gives work to another person.

1. Things you would like but do not necessarily need.
2. When you spend money on something that you need or want.
4. The amount of money earned in one month.
6. Amount of money earned by an employee.
8. Change from week to week or month to month.
9. A plan where income is equal to the sum of expenses and savings.
11. A fee that is sometimes paid for sales work; usually a percent of the total sales price
13. Services such as electricity, gas and water.
16. An organized chart used to list things you spend money on for a certain period of time, such as a week or month.
17. A record of the hours an employee works.
21. The sum of a set of numbers divided by how many numbers are in the set.
22. Money you earn for working, or receive from investments or other sources.
23. The amount of money earned in one week or 7 days.
24. The amount of money earned in one year or 12 months.
26. Amount of money received after deductions have been taken out.
27. The amount of money paid for one hour of work.
29. Money taken out of gross pay to cover taxes, health insurance, and/or union dues.
36. To move money from one budget line to another.