Consumer Math Crossword

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Across
  1. 4. When looking at your paycheck, your ____ pay is the amount you were paid before taxes.
  2. 5. To purchase their first home, most people take out a(n) _______.
  3. 9. A(n) _____ is linked directly to your checking account and can be used to withdraw money or make purchases.
  4. 11. Many employers offer ______ deposit, which electronically transfers your paycheck directly into your bank account.
  5. 12. ______ involves attending conferences, connecting with professionals in his field, and maintaining an online presence.
  6. 15. A(n) direct ________ loan is a federal loan where the government pays the interest while you are in school at least half-time.
  7. 17. Items or services that are nice to have, but not essential.
  8. 19. A(n) ______ expense can change month to month.
  9. 20. Using _______ deposit on your banking app allows you to deposit checks without visiting a branch.
  10. 21. Your _____ should highlight your most relevant skills and experiences in a concise format.
  11. 22. Filing the _____ can give you access to federal, state, and institutional financial aid.
  12. 24. If you spend MORE money than you earn, you have a budget _______.
Down
  1. 1. The _____ is how long you have to pay the money back, with interest, to the lender.
  2. 2. Developing _____ such as communication, teamwork, and problem-solving can help you succeed in various jobs.
  3. 3. Students may receive a(n) _______, which are given based on financial need and don't need to be repaid.
  4. 6. The process of paying off a debt in regular installments over a period of time is known as _____.
  5. 7. Many companies offer _______ like health insurance, retirement plans, and paid time off to attract and retain employees.
  6. 8. The ______ is the amount of money you borrow from a lender.
  7. 10. To avoid frequent trips to the bank, many people use a(n) _______ to withdraw cash or check their account balance
  8. 13. To avoid a(n) _____ fee, ensure you have enough funds in your account to cover all transactions.
  9. 14. A bank _______ shows all the transactions in your account and is typically sent to you once a month.
  10. 15. When budgeting, it is recommended that 20% of your income goes toward __________.
  11. 16. Items or services that are necessary to live and work.
  12. 18. The _____ is the amount that students actually pay after scholarships and grants are applied.
  13. 23. When looking at your paycheck, your ____ pay is your take-home pay.