Cost of Owning a Car

1. government agency that deals with vehicles and registrations
3. another person who agrees to assume responsibility if the borrower can't pay the loan
6. cost of insurance
7. a record of credit that an individual builds over time
8. monthly payment to a lender
9. shows that you have valid insurance
13. the initial amount borrowed on a loan
15. a fee charged each year by the state to drive your vehicle
16. a publication that helps buyers and sellers put a value on vehicles

1. the beginning amount a person puts towards total cost before monthly payments start
2. a code assigned to each vehicle
4. a person's total income before deductions
5. a records search about a vehicle
10. the amount a person has to pay before insurance starts to pay
11. position the amount of ownership a borrower holds in a financed item
12. miles per gallon
14. proves who owns the vehicle