Credit

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Across
  1. 4. 30 day period between each payment is due
  2. 5. Time before your payment is due with no late fee/interest
  3. 7. Ability to repay loan after monthly expenses
  4. 8. Failure to pay back a loan
  5. 9. All fees the cardholder is liable for
  6. 12. % of debt to income (no more than 20%)
  7. 13. Paper with your card habits for the most recent cycle
  8. 15. Over 30 days late could raise APR
  9. 16. Determines your APR and car insurance
Down
  1. 1. One time loan
  2. 2. Use of credit for personal needs
  3. 3. How you've repaid debt in the past
  4. 6. Two week loans with HIGH APR
  5. 10. Small loans taken over time
  6. 11. Yearly salary and the value of your assets
  7. 14. Amount of money borrowed