Credit

4. property or financial resources that can be used as insurance in case the loan is not repaid
6. The interest rate you pay on balances you carry over from month to month on a credit card
7. this card withdraws money already in your account, you do not have to qualify and it does not appear on your credit history
9. A fee that is charged when you pay your bill after the due date
10. shows a detailed history of how you have borrowed money in the past

1. is someone who promises to pay back a loan if you don't
2. The maximum amount you can spend on a credit card before you have to start paying it back
3. how reliable you are in repaying your debts
4. is a number based on your credit report
5. This card uses borrowed money, appears on your credit history, you pay interest, has a limit and you have to qualify
8. of your current financial situation and whether you have the resources to pay back a new loan