Credit

3. Your credit report card.
4. The upfront money applied to a purchase that is made using a loan.
5. The interest rate per month.
8. What organizations or people are called that extend credit to consumers.
10. The money the lender makes from loaning you money.
12. When you purchase something that you really don't need.
14. The penalty charged for late payments from the previous month.
17. The form the credit company sends you of your credits and debits for the month.
18. A fee in the form of a percentage that the lender charges you for borrowing money.
19. The average you owe your credit company on a daily basis.

1. A score ranging from 300 to about 850
2. A predetermined amount of time set by the credit company that is used for calculating your credit card bill.
6. Whenever someone borrows money, they must sign an agreement stating the conditions of the loan. The borrowers signature is a promise they will pay it back.
7. This is what you are called when using credit cards or taking out loans.
9. Last monthly payment, often much higher than the previous monthly payments.
11. What you use when you purchase something but don't pay for it immediately.
12. When a store thinks your are creditworthy, they will allow you to have the convenience of paying for the merchandise over a period of time.
13. The amount of money you pay the creditor in a month.
15. The interest rate per year.
16. The balance, or amount of money, in an account, or the amount borrowed.