Credit

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Across
  1. 3. total cost of credit including interest and fees
  2. 6. a person who takes out a loan
  3. 7. the act of paying back money owed
  4. 10. money borrowed that must be paid back with interest
  5. 11. a way to borrow money with the promise to pay it back later
  6. 12. a loan not backed by a collateral
  7. 15. a person or company that lends money
  8. 16. annual percentage rate; the yearly cost of credit
  9. 17. the maximum amount you can borrow on a credit card
  10. 19. something pledged as security for a loan
Down
  1. 1. an extra charge for missing a payment deadline
  2. 2. a number that represents your creditworthiness
  3. 4. a record of your credit history
  4. 5. the original amount of money borrowed
  5. 8. the cost of borrowing money
  6. 9. money owed to others
  7. 13. a type of loan backed by a collateral
  8. 14. plastic card used to buy goods on credit
  9. 18. a financial institution that lends and borrows money