Credit

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Across
  1. 3. — An extra charge for missing a payment deadline
  2. 5. — The maximum amount you can borrow on a credit card
  3. 6. — Annual Percentage Rate; the yearly cost of credit
  4. 9. — The act of paying back money owed
  5. 10. — A loan not backed by collateral
  6. 12. — Plastic card used to buy goods on credit
  7. 13. — A type of loan backed by collateral
  8. 16. — A spooky spirit seen on Halloween
  9. 18. — Flying mammals often seen around haunted houses
  10. 20. — Money owed to others
  11. 22. — The cost of borrowing money
  12. 23. — The original amount of money borrowed
  13. 24. — Money borrowed that must be paid back with interest
Down
  1. 1. — Describes a house full of ghosts
  2. 2. — A person or company that lends money
  3. 4. — Total cost of credit including interest and fees
  4. 7. — A record of your credit history
  5. 8. — Sweet treats collected on Halloween night
  6. 11. — A way to borrow money with the promise to pay it back later
  7. 14. — Something pledged as security for a loan
  8. 15. — A person who takes out a loan
  9. 17. — A number that represents your creditworthiness
  10. 19. — A magical woman often riding a broomstick
  11. 21. — A financial institution that lends and borrows money
  12. 23. — Orange fruit carved into a jack-o'-lantern