Across
- 3. — Sweet treats collected on Halloween night
- 4. — A type of loan backed by collateral
- 6. — Flying mammals often seen around haunted houses
- 11. — A record of your credit history
- 12. — A person who takes out a loan
- 14. — A loan not backed by collateral
- 16. — The cost of borrowing money
- 18. — Something pledged as security for a loan
- 23. — Describes a house full of ghosts
- 24. — Orange fruit carved into a jack-o'-lantern
Down
- 1. — A magical woman often riding a broomstick
- 2. — Total cost of credit including interest and fees
- 5. — An extra charge for missing a payment deadline
- 7. — A spooky spirit seen on Halloween
- 8. — A person or company that lends money
- 9. — A way to borrow money with the promise to pay it back later
- 10. — The original amount of money borrowed
- 12. — A financial institution that lends and borrows money
- 13. CARD — Plastic card used to buy goods on credit
- 15. — Money owed to others
- 17. — A number that represents your creditworthiness
- 19. — The maximum amount you can borrow on a credit card
- 20. — Annual Percentage Rate; the yearly cost of credit
- 21. — Money borrowed that must be paid back with interest
- 22. — The act of paying back money owed