Across
- 5. Your current financial situation
- 7. A fee that is charged when you pay your bill after the due date
- 9. The fee you pay for a credit card each year
- 15. A set amount of money given to a person,then paid off over time,like a car or student loan
- 17. Someone like a parent, family member,or friend who promises to pay back a loan if you dont
- 19. A person allowed to use a credit card account by the primary cardholder
- 20. A card that lets you make monthly payments to repay money that you spend
Down
- 1. When someone uses a minors personal information, such as name, address,or Social Security number to get credit
- 2. When a financial institution checks your credit to make a lending decision, impacting your credit score
- 3. The interest rate you pay on balances you carry over from month to month on a credit card
- 4. A company hired to recover money that people havent paid back
- 6. A card that withdraws money already in your account
- 8. A notice that is placed on your credit report that alerts credit card companies that you may have been a victim of fraud
- 10. The amount earned before taxes, benefits, and other payroll deductions are withheld from your paycheck
- 11. The cost of borrowing money, usually, a percentage of the loan amount
- 12. How deserving you are of getting credit, according to companies that lend money
- 13. Something provided to a lender as a guarantee of repayment
- 14. A record of your wages supplied by an employer
- 16. The time between when you spend money using the credit card and when the company charges you interest
- 18. How reliable you are in repaying debt