Credit And Debt

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Across
  1. 5. how deserving you are of getting credit, according to the companies that lend money
  2. 8. typically inquiries by lenders after you apply for credit
  3. 9. a number that shows how much of your overall credit you're using
  4. 12. the cost of borrowing money, usually, a percentage of the loan amount
  5. 14. A federal agency that protects consumers from deceptive and unfair business practices
  6. 15. the amount an employee earns as compensation for services performed for an employer
  7. 18. a notice on your credit reports that alerts creditors you may be a victim of fraud, including identity theft
Down
  1. 1. a document issued by an employer that shows an employee's gross earnings, deductions from those earnings, and net pay
  2. 2. $25 to $50
  3. 3. restricts access to your credit report
  4. 4. companies that maintain your history- Experian, Equifax, and Trans-union
  5. 6. the period between the end of a billing cycle and the date your payment is due
  6. 7. the lowest amount of money you can pay your credit card issuers every month without credit score damage
  7. 9. the maximum amount you can spend on a credit card before you have to start paying it back
  8. 10. a detailed history of how you borrowed money in the past, including how you handled paying back loans and credit card
  9. 11. a number determined by your credit history. it helps lenders determined how creditworthy you are
  10. 12. allow you to borrow a lump sum of money from a lender
  11. 13. Cards withdraw money already in your account
  12. 16. the amount an employee receives once gross wages have been reduced by deductions and taxes
  13. 17. the record of your ability to pay back your debts