CREDIT AND DEBT

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Across
  1. 3. The original amount of money borrowed
  2. 4. A form of payment that allows you to borrow money using a card
  3. 6. Money owed to someone else.
  4. 9. A fee charged for not paying on time.
  5. 10. Spending more than you can afford.
  6. 11. A type of loan often used for education.
  7. 12. A loan used to purchase a home.
Down
  1. 1. The cost of borrowing money, usually expressed as an annual percentage rate (APR).
  2. 2. A physical payment method using paper money.
  3. 5. A form of payment using a card that takes money directly from your bank account.
  4. 7. A loan used to buy a vehicle.
  5. 8. The smallest amount of money that a borrower must pay each month.