Credit and Halloween Puzzle

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Across
  1. 3. The original amount of money borrowed.
  2. 7. Flying mammals often seen around haunted houses.
  3. 10. A way to borrow money with the promise to pay it back later.
  4. 12. Describes a house full of ghosts.
  5. 15. Sweet treats collected on Halloween night.
  6. 18. Total cost of credit including interest and fees.
  7. 20. Plastic card used to buy goods on credit.
  8. 21. A spooky spirit seen on Halloween.
  9. 22. Money owed to others.
  10. 24. A loan not backed by collateral.
Down
  1. 1. Money borrowed that must be paid back with interest.
  2. 2. Something pledged as security for a loan.
  3. 4. The cost of borrowing money.
  4. 5. Orange fruit carved into a jack-o'-lantern.
  5. 6. An extra charge for missing a payment deadline.
  6. 8. The act of paying back money owed.
  7. 9. A type of loan backed by collateral.
  8. 11. A record of your credit history.
  9. 13. The maximum amount you can borrow on a credit card.
  10. 14. A person who takes out a loan.
  11. 15. A person or company that lends money.
  12. 16. A magical woman often riding a broomstick.
  13. 17. A number that represents your creditworthiness.
  14. 19. Annual Percentage Rate; the yearly cost of credit.
  15. 23. A financial institution that lends and borrows money.