credit crossword puzzle

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Across
  1. 3. Sweet treats collected on Halloween night
  2. 4. A person or company that lends money
  3. 6. A number that represents your creditworthiness
  4. 7. An extra charge for missing a payment deadline
  5. 9. Money borrowed that must be paid back with interest.
  6. 10. Describes a house full of ghosts
  7. 13. The maximum amount you can borrow on a credit card
  8. 15. Annual Percentage Rate: the yearly cost of credit
  9. 20. Orange fruit carved into a jack-o'-lantern
  10. 21. Total cost of credit, including interest and fees
  11. 22. Money borrowed that must be paid back with interest.
  12. 23. The cost of borrowing money.
  13. 24. The original amount of money borrowed.
Down
  1. 1. The act of paying back money owed.
  2. 2. A person who takes out a loan.
  3. 5. Money owed to others.
  4. 8. A type of loan backed by collateral.
  5. 11. Flying mammals are often seen around haunted houses.
  6. 12. A spooky spirit seen on Halloween
  7. 14. A way to borrow money with the promise to pay it back later.
  8. 16. A financial institution that lends and borrows money
  9. 17. A magical woman often riding a broomstick
  10. 18. A plastic card used to buy goods on credit.
  11. 19. A loan not backed by collateral
  12. 22. A record of your credit history