Credit Terminology

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Across
  1. 2. Payment, the least amount of money you must pay each month
  2. 3. maximum amount of money that can be charged to a credit card
  3. 4. when you withdraw money from your credit card account
  4. 9. the fee incurred when your late to paying your bill
  5. 11. amount of credit you are using compared to the amount you have available
  6. 12. taking debt from one credit card and moving it to a new card
  7. 13. this may happen when you pay late (higher interest rate)
  8. 14. interest rate you are charged if you do not pay off your balance
Down
  1. 1. amount of time between the last statement closing date and the next
  2. 5. yearly fee charged for holding a credit card
  3. 6. amount of money you owe
  4. 7. a lower-than-usual APR that is set for a period of time.
  5. 8. charges different rates of interest depending on money owed.
  6. 10. amount of time between the end of a billing cycle and when your bill is due