Across
- 1. Common bond amount credit union members like employment, geographical location, or membership
- 3. A credit union that is organized under the laws of the state with few private deposit insurance guaranteed
- 6. Any loan in which the amount given to the borrower, plus any finance charges is expected to be repaid in full by a specified date
- 9. A long-term investment that can have steep charges and penalties for withdraw before maturity date
- 12. Created for estate planning purposes, usually by legal counsel and are also called Family Trust or Living Trust Accounts
- 14. Credit Unions that are focused on providing services to specific employers
- 16. A financial institution's policy as to when funds deposited into an account will be available for withdraw
- 17. The transfer of money between account by consumer electronic systems
- 18. When one joins a credit union, you become part of its ownership and get a vote at the credit union's annual meeting.
- 19. A combination of SMS and phishing - using cell phone text messages to deliver a message in order to get the recipient to divulge personal information
Down
- 2. Credit An agreement that allows a member to borrow against a preapproved credit line when purchasing goods and services
- 4. A period of time that allows a Financial Institution to exceed the maximum hold period
- 5. This Act helps consumers protect their credit identities and recover from identity theft
- 7. Agency that charters and supervises Federal credit unions and insures the deposits of federally insured credit unions
- 8. Regulates the US monetary and financial system
- 10. A share account held in the name of a written trust in which the person does not possess power to terminate or revoke the trust agreement
- 11. A check payable by, at, or through a Financial Institution in the same check processing region as the location of the branch
- 13. Field of membership that defines who can become a member
- 15. Standard minimum deposit for membership