Credit Unions and Banks

7. – A machine where people can withdraw or deposit money using a card.
9. – A type of loan used to buy a house.
10. – An organization that uses money it makes to benefit its members instead of shareholders (like a credit union).
12. – A person who owns stock in a bank; they benefit when the bank makes profit.
14. – The money a bank or credit union pays you for keeping your money in an account.
15. – Charges banks or credit unions may require for services (like overdraft fees).

1. – A person who uses a bank’s services.
2. – The extra money a borrower pays to a bank or credit union for using their money.
3. – A nonprofit financial institution owned by its members that provides similar services to banks.
4. – A bank account that lets you deposit money, withdraw money, and write checks or use a debit card.
5. – A bank account where you store money and earn interest.
6. – A for-profit financial institution that offers services like checking accounts, savings accounts, and loans.
8. – Money borrowed that must be repaid with interest.
11. – Money made after expenses are paid; banks aim to make profit.
13. – A person who belongs to a credit union and has ownership in it.