Crossword

3. The state of being responsible for damage
6. Amount of time a customer has to make a claim under insurance
7. The right, as the insurer, to take action to recovery the damages against a responsible party
10. An internal department that handles the recovery of claims where SGI is owed money
12. Being ___ would be considered a breach of conditions
13. Action involving deliberate destruction of or damage to public or private property
14. When there is a ______ of coverage

1. Speaks to the person being capable of operating a vehicle with a reasonable amount of competence
2. Acceptance of liability and request for subrogation documents between insurance companies
4. What you would send to a 3rd party insurer requesting funds
5. Section 52 of the AAIA
8. Doing what a reasonable person would not do, or not doing what a reasonable person would do
9. A person must hold a valid driver's license permitting the operation of a vehicle to be considered _____ to operate a vehicle
11. Recovery from the responsible party which is enforced by the courts