Crossword 2nd year

1. To take or obtain with the promise to return the same or an equivalent.
3. A place set apart to contain books, periodicals, and other material for reading, viewing, listening, study, or reference, as a room, set of rooms, or building where books may be read or borrowed.
8. A special disposal of goods, as at reduced prices.
10. A person whose profession is inspecting and auditing personal or commercial accounts.
12. Opposite of spend.
13. A flat, folding pocketbook, especially one large enough to hold paper money, credit cards, driver's license, etc., and sometimes having a compartment for coins.
15. To pay out, disburse, or expend; dispose of (money, wealth, resources, etc.).

1. A place where baked goods are made.
2. To finish first in a race, contest, or the like.
4. A store where books are sold.
5. Synonym of drugstore.
6. A person who is employed to cultivate or care for a garden, lawn, etc.
7. Synonym of reporter.
9. To gain or get in return for one's labor or service.
11. A balance of money that is returned when the sum tendered in payment is larger than the sum due.
14. Opposite of borrow.