crossword puzzle

3. The invasion of harmful microorganisms into the body, often resulting in illness.
4. A term referring to traditional and cultural beliefs, customs, and practices of a community.
6. A surface used to display visual information, such as a monitor or smartphone display.
9. Programs and instructions that operate a computer or electronic device.
13. The ability to generate new and innovative ideas, often related to artistic or problem-solving endeavors.
14. A task or situation that tests one's abilities, often with a degree of difficulty.
15. To forecast or estimate an event or outcome in advance.

1. A person who provides individualized instruction or guidance to a student.
2. Relating to a large company or business organization.
5. A contract that provides financial protection against risks or losses.
7. A feeling of understanding and compassion for someone who is experiencing pain or suffering.
8. A curved or bent object used for catching, holding, or pulling something.
10. Basic or fundamental; typically referring to early education.
11. The internal or external factors that drive a person to take action or achieve a goal.
12. To pursue or follow someone or something with the intent of catching or capturing it.