Crossword: Studies, Jobs, Money, Future

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Across
  1. 1. (9,6) Someone who works for different clients.
  2. 3. (3,4) To be accepted into a program or university.
  3. 6. (5,3) Reached the spending limit on a card.
  4. 7. (10) The internal drive or reason to do something.
  5. 9. (11) Very interesting and thought-provoking.
  6. 13. (6,2) To officially sign up for a course or school.
  7. 14. (3,7) Someone who likes to spend a lot of money.
  8. 15. (5,4) The last year of a specific program of study.
  9. 19. (3,4,3,8) To be the owner/manager of a company.
  10. 23. (5) A specific area of study (e.g., Law).
  11. 24. (6,3,2) To spend a lot of money on a luxury.
  12. 27. (4,4) To handle a problem or a situation.
  13. 28. (8) Using imagination or original ideas.
  14. 29. (4,2) To keep money aside for a future goal.
  15. 30. (11,3) Having the duty to handle a specific task.
  16. 32. (5,2,4) The specific industry or career area.
  17. 37. (8,4) To find something very difficult to do.
  18. 38. (6) A natural, untaught ability to do something well.
Down
  1. 2. (2,3,7) Likely to happen in the near future.
  2. 4. (3,4,2) To reduce the amount of money you spend.
  3. 5. (9,6) The first degree earned at a university.
  4. 8. (7,4) A polite way to say you are unemployed.
  5. 10. (8) To successfully finish a degree or program.
  6. 11. (3,2) To manage to survive financially.
  7. 12. (4,4,4) To have just enough money for basic needs.
  8. 14. (5,2) Certain or very likely to happen.
  9. 16. (13) An official record of completing a course.
  10. 17. (13) A large company operating in many countries.
  11. 18. (2,2,3,3) Uncertain; not yet decided or settled.
  12. 20. (10) To focus your work/study on one area.
  13. 21. (4,8) Working for yourself, not an employer.
  14. 22. (6,2) To be decided or influenced by something.
  15. 25. (3,3) To finish paying back a loan or debt.
  16. 26. (8) Able to change easily (like working hours).
  17. 31. (9) Giving you a sense of satisfaction.
  18. 33. (4,3) Rich, wealthy, or financially comfortable.
  19. 34. (4,4) To research, investigate, or find more info.
  20. 35. (4,4) Putting in a lot of effort and energy.
  21. 36. (8,7) The group of professors/teachers at a school.