Crossword Test

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Across
  1. 2. Helps cover the costs of care when you have a long-term medical condition.
  2. 3. Any event that may damage your belongings or home.
  3. 7. Expense Insurance Covers the most important care costs.
  4. 8. Private health insurance plans sold to supplement Medicare.
  5. 11. Prevents the provider from voiding coverage over a misunderstanding.
  6. 14. Pays for repairs or replacement costs.
  7. 15. A series of payments made at equal intervals.
  8. 16. Not having enough supervision.
  9. 18. A federal and state program that helps cover healthcare costs.
  10. 23. A company that provides protection against financial losses.
  11. 26. Risk that can't be controlled.
  12. 28. Age, gender, driving history, location, etc of a driver.
  13. 32. Meant to supplement your medical insurance and cover extra costs.
  14. 33. Provides coverage against unpredictable losses.
  15. 40. A provision to where if the insured dies of suicide they will receive the premium payed for 2 years.
  16. 44. A clause insurance companies use on property policies.
  17. 45. A person who has insurance.
  18. 47. Replacement cost with depreciation subtracted.
  19. 49. A policy that covers policyholders against costs for being treated in a hospital.
  20. 50. Process that insurance companies use to determine premiums.
  21. 52. Fixed out-of-pocket amount you pay after your deductible.
  22. 53. Covers the cost of a surgeon for a medical procedure.
  23. 55. A person who receives a death benefit.
  24. 56. Pays for hospital services.
  25. 57. The amount it costs to replace an item at the time.
  26. 58. Amount of money you pay to insurance for them to cover your loss.
  27. 59. Helps regulate insurance prices based on your area.
Down
  1. 1. An annual payment that a policyholder must pay.
  2. 2. Being responsible for something.
  3. 4. The insured pays a share of the payment made against a claim.
  4. 5. A video documentation of everything inside your home.
  5. 6. A signature on legal documents.
  6. 9. Provision for payment of double the amount of a policy..
  7. 10. A policy with low deductibles and high coverage limits.
  8. 12. A life insurance agent who is well versed in life insurance.
  9. 13. A group of activitiesthat reduce the cost of health care and insurance, and increase the benefits.
  10. 17. Increases the possibility of a loss
  11. 19. A contract that details an insurance agreement.
  12. 20. Someone who has insurance.
  13. 21. The person or company who provides the protection.
  14. 22. You pay claims yourself instead of paying an insurance company.
  15. 24. Insurance that provides for those who can't work anymore.
  16. 25. Covers losses from causes other than collisions.
  17. 27. Pay for physician care that does not involve surgery.
  18. 29. One must prove they can pay for any damages from an accident.
  19. 30. A document attached to a policy to modify the coverage.
  20. 31. Only covers care from doctors in the plan.
  21. 34. A care plan where services are covered, but you must go to doctors in the plan.
  22. 35. Allows people with different Medicare policies to determine how much they owe.
  23. 36. A way of finding the cost of life insurance.
  24. 37. A seperate insurance policy to cover an expensive item.
  25. 38. Low premiums for coverage, and receive set amounts of cash.
  26. 39. A type of property insurance that covers a private residence.
  27. 41. Pays for someone's injuries when you're at fault
  28. 42. Protection against financial losses.
  29. 43. Pays for damage you cause to someone else's car.
  30. 46. A lack of predictability one faces.
  31. 48. The insurance company provides the policyholder the cost of minor injuries no matter what.
  32. 51. Pays for physicians' services.
  33. 54. A national health insurance program in the United States.