Crossword Test

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Across
  1. 2. Covers the cost of a surgeon for a medical procedure.
  2. 4. A contract that details an insurance agreement.
  3. 6. A policy where the policyholder pays a specified premium their whole life.
  4. 7. Process that insurance companies use to determine premiums.
  5. 10. Covers losses from causes other than collisions.
  6. 11. Being responsible for something.
  7. 13. Meant to supplement your medical insurance and cover extra costs.
  8. 15. Provision for payment of double the amount of a policy..
  9. 16. Amount of money you pay to insurance for them to cover your loss.
  10. 20. A series of payments made at equal intervals.
  11. 22. Any event that may damage your belongings or home.
  12. 23. A group of activitiesthat reduce the cost of health care and insurance, and increase the benefits.
  13. 25. One must prove they can pay for any damages from an accident.
  14. 26. Allows people with different Medicare policies to determine how much they owe.
  15. 30. A whole life policy combining term insurance and investments.
  16. 32. A lack of predictability one faces.
  17. 34. Life insurance protection for a specific amount of time.
  18. 35. A signature on legal documents.
  19. 36. Pays for someone's injuries when you're at fault
  20. 39. A life insurance agent who is well versed in life insurance.
  21. 40. A type of property insurance that covers a private residence.
  22. 43. The insurance company provides the policyholder the cost of minor injuries no matter what.
  23. 46. Helps regulate insurance prices based on your area.
  24. 47. A care plan where services are covered, but you must go to doctors in the plan.
  25. 49. You pay claims yourself instead of paying an insurance company.
  26. 50. The person or company who provides the protection.
  27. 51. Fixed out-of-pocket amount you pay after your deductible.
  28. 54. Not having enough supervision.
  29. 55. A seperate insurance policy to cover an expensive item.
  30. 56. Expense Insurance Covers the most important care costs.
  31. 57. Pays for hospital services.
  32. 58. Low premiums for coverage, and receive set amounts of cash.
  33. 59. Age, gender, driving history, location, etc of a driver.
  34. 60. Helps cover the costs of care when you have a long-term medical condition.
Down
  1. 1. Pays for physicians' services.
  2. 3. A policy with low deductibles and high coverage limits.
  3. 4. Pay for physician care that does not involve surgery.
  4. 5. Replacement cost with depreciation subtracted.
  5. 8. The amount it costs to replace an item at the time.
  6. 9. Someone who has insurance.
  7. 12. Pays for damage you cause to someone else's car.
  8. 14. A video documentation of everything inside your home.
  9. 17. Risk that can't be controlled.
  10. 18. A policy that covers policyholders against costs for being treated in a hospital.
  11. 19. Only covers care from doctors in the plan.
  12. 21. A company that provides protection against financial losses.
  13. 24. The insured pays a share of the payment made against a claim.
  14. 27. A provision to where if the insured dies of suicide they will receive the premium payed for 2 years.
  15. 28. Insurance that provides for those who can't work anymore.
  16. 29. Pays for repairs or replacement costs.
  17. 31. An annual payment that a policyholder must pay.
  18. 33. A person who receives a death benefit.
  19. 37. A person who has insurance.
  20. 38. A national health insurance program in the United States.
  21. 41. A clause insurance companies use on property policies.
  22. 42. Provides coverage against unpredictable losses.
  23. 44. Increases the possibility of a loss
  24. 45. Private health insurance plans sold to supplement Medicare.
  25. 48. A document attached to a policy to modify the coverage.
  26. 52. Protection against financial losses.
  27. 53. A federal and state program that helps cover healthcare costs.