CSA Banking Terms

3. A U.S. Treasury office connected to sanctions screening requirements.
6. A U.S. government savings product that requires specific redemption procedures.
9. A person or entity that manages funds on behalf of another person or entity.
10. A person who manages an account or funds on behalf of another person, often a minor.
13. Funds or checks placed into an account.
14. A deposit account intended for saving money and earning interest rather than frequent transactions.
16. A person who does not have an eligible relationship or account with the bank for the requested transaction.
17. A loan used to purchase real estate.
18. A review of transactions, records, cash handling, or procedures to confirm accuracy and compliance.

1. A legal document allowing one person, the agent, to act on behalf of another person, the principal.
2. Cash provided to a client during a deposit or transaction when allowed and properly authorized.
4. A signature or instruction on the back of a check authorizing deposit or cashing.
5. A temporary delay in the use of funds.
7. An electronic network used for direct deposits, automatic payments, and electronic transfers.
8. The secure area used to store larger cash amounts and negotiable items.
11. The person or business to whom a check or payment is payable.
12. A request to prevent a check or payment from being paid.
15. A nine-digit number used to identify a financial institution for checks, ACH, wires, and other transactions.