Across
- 2. Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- 4. A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- 7. An open line of credit that can be used for any purchases as long as you are under the limit; its payments vary monthly based on size of the debt
- 11. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
- 13. A federal and state assistance program that pays for health care services for people who cannot afford them
- 14. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- 15. Exclusive provider organization. A health insurance plan where you do not need a referral to see a specialist and your care is only covered in-network.
- 19. A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
- 20. An agreement where you are credited with a fixed amount of money for a fixed period of time, usually with interest
- 21. Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- 23. An agreement in which a borrower receives something of value now and agrees to repay the lender in the future, generally with interest
Down
- 1. Health maintenance organization. A health insurance plan in which patients receive health care from designated providers.
- 3. The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- 5. The maximum amount that may be borrowed on a credit card
- 6. The maximum amount an insurance company will pay if you file a claim
- 8. The amount you owe as the cost of borrowing money
- 9. The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- 10. Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- 12. A three-digit number (ranging from 300-850) based on an individual's credit history detailed in a credit report
- 16. Point of service. A health insurance plan where you need a referral from your primary care provider to see a specialist and you will pay less by staying in-network.
- 17. Auto insurance that protects you against costs to repair your own vehicle after a crash
- 18. Original amount of money saved or invested, separate from interest or earnings
- 22. A record of a person's use of credit over time; 15% of your credit score is based on the length of your credit history