Across
- 1. Sleeping headwear
- 4. Christmas bird that honks
- 6. Miser from A Christmas Carol
- 7. Ebenezer’s partner, ____ Marley
- 8. Scrooge’s clerk, Bob ____
- 12. ____ Tim
- 13. Yet to come
Down
- 2. The here and now
- 3. Money-hunger
- 4. Spirits
- 5. A Christmas Carol setting
- 8. Shackles
- 9. Scrooge’s word
- 10. Days gone by
- 11. Penny-pincher
