Across
- 1. Not acting in accordance with your dharma
- 4. waste not, ---- not
- 6. used to pay for various goods and services.
- 8. Help for those in need
- 10. An old saying" A ------ in time saves nine"
- 11. An old saying "A penny saved is a penny ------"
- 12. A place where money is kept
Down
- 2. A gift to the needy
- 3. Time waste is
- 5. careful management of one's money
- 7. If I get up on time, i don't have to
- 8. strong desire for more than what a person needs
- 9. means duty, religion, virtue and morality