DHOAS New Starter Training

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Across
  1. 2. Number of DHOAS banks
  2. 4. In charge of DHOAS
  3. 5. Decide whether the member is worth lending to
Down
  1. 1. X scheme (what is X?)
  2. 3. Own their own X sooner (what is X?)
  3. 4. Organisation that assesses subsidy applications