Disability Fundamentals

3. short term disability (abbr.)
4. the amount payable to a claimant, assignee, or beneficiary, as defined in the policy
7. when an individual is not able to perform one or more duties at their own occupation, at any occupation, or earn a percentage of their pre-disability earnings
10. a plan that partially replaces income because of an injury or illness lasting an extended period and prevents an employee from performing the material duties of their job
11. ee(abbr.)
12. family and medical leave act (abbr.)
14. a plan that provides medical coverage and disability insurance if an employee is injured on the job
15. er(abbr.)
16. the treating physician (AP)

1. a plan that partially replaces income because of an injury or illness that pays benefits up to 13 weeks or more, or until long term disability becomes payable, if applicable
2. statement required from the physician to review medical history of a claimant (APS)
5. a benefit program for disability offered by certain states if an employee becomes unable to work
6. the period of time between the onset of a disability and the time the claimant is eligible for benefits
8. social security disability insurance (abbr.)
9. the person who receives the benefits of a disability insurance
13. long term disability (abbr.)