Disability Insurance

2. definition of disability that allows the insured to work in another gainful occupation and still receive disability benefit
3. amount the client pays for coverage
5. contract that covers certain fixed expenses for business owners if disabled
7. basic non-cancellable contract
8. "Future (blank) Protector": deposits a monthly amount into a non-registered group variable annuity contract; locked in until age 65
9. the waiting period does not need to be satisfied under this type of total disabilty
10. to satisfy the waiting period of a personal disability plan, it is the (blank) days of disability in a given period
12. successive periods of disability within a certain time frame
14. type of job the client does for a living

1. the only cancellable contract on our disability product shelf
3. "regular occupation extension" is built into this policy
4. grants the ability to increase coverage without medical underwriting if justified by income
6. rider that allows you to receive half of premiums paid back every 7 years
9. type of disability where the insured is not totally disabled and is working
11. to satisfy the waiting period of a group LTD plan, it is based on (blank) days of disability
13. minimum number of people needed to set up a wage loss replacement plan
15. indexes coverage to inflation