Across
- 2. a detailed proposal for doing or achieving something, or an intention or decision about what one is going to do
- 4. a formal request to your insurance company for payment or coverage after a covered loss, like a car accident, house fire, or medical event
- 6. laws, regulations, and organizations designed to safeguard buyers of goods and services against unfair, deceptive, or fraudulent business practices
- 7. fraudulent schemes designed to trick individuals into willingly providing money, personal information, or access to accounts
- 11. the legal process of obtaining a new, valid copy of an essential document (like a birth certificate, passport, or Green Card) that has been lost, stolen, damaged, or requires an update due to a name or gender change
- 13. a proactive strategy outlining how your household will communicate, evacuate, shelter, and care for each other during disasters or emergencies, ensuring everyone knows their roles, meeting spots, and how to access supplies to stay safe when separated or at home
- 15. acts on your behalf, providing advice, handling legal documents, and speaking for you in court or negotiations, ensuring your rights are protected throughout complex legal processes
Down
- 1. catastrophic events caused by Earth's natural processes, resulting in significant damage, economic loss, and loss of life
- 3. ready to do or deal with something
- 5. contractual risk-management arrangement where an individual or entity pays a fee to a company
- 8. a U.S. federal program providing monthly funds to low-income households for purchasing food
- 9. advantages, perks, or payments that promote well-being, improve financial security, or add value beyond basic wages
- 10. knowledge or perception of a situation or fact
- 12. created in 1979, responsible for coordinating the federal government’s response to disasters, including natural disasters like hurricanes, floods, and wildfires, as well as man-made emergencies
- 14. a collection of essential supplies (food, water, first aid, tools, documents) to help your household survive for several days during a disaster when normal services are disrupted, allowing you to shelter in place or evacuate safely