Dodd Frank

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Across
  1. 5. The CFPB is responsible for handling consumer _____
  2. 6. Subtitle A of Title XIV puts a limit on MLO ____
  3. 9. Dodd-Frank aka Consumer _____ Act
  4. 13. MLO's assist consumer's in _____ for a mortgage
  5. 14. number of underwriting factors that Dodd-Frank addresses
  6. 15. The CFPB promotes financial _____
  7. 16. Number of years compensation records must be maintained
  8. 19. QMs can have prepayment penalties for ___ months
Down
  1. 1. title of Dodd-Frank that determines who is and who is not a MLO
  2. 2. MLO's can be compensated for the _____ of loans. Not quality
  3. 3. a QM cannot have a ______ payment
  4. 4. Addressed in subtitle B of Title XIV
  5. 7. Title X of Dodd-Frank created this
  6. 8. For a QM, bwr must qualify based on max rate within __ years
  7. 10. Underwrites must check the current ______ status of the consumer.
  8. 11. A QM cannot result in ______ amortization.
  9. 12. encouraging consumers into loans that they don't have the ability to repay
  10. 17. Appoints the director of the CFPB
  11. 18. In order to be a QM, loan term cannot exceed ____ years