Dollar & Sense: Earning Power

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Across
  1. 1. The dollar amount the employer withholds from your pay depends on your income, current tax rates, and what you enter on IRS __________ Employee’s Withholding Allowance Certificate when you start your job.
  2. 6. In a job that qualifies for ______________, you’re entitled to make 150 percent of your normal hourly rate for each hour worked beyond 40 in a work week.
  3. 7. Many who work in the hospitality and service industries receive ________ that increase their earnings.
  4. 8. These are nonfederal loans issued by banks and credit unions, they tend to have higher, variable interest rates and offer fewer repayment options.
  5. 9. The federal government offers several student loan programs to help you get the education you need.
  6. 10. _________ are community and junior colleges award associate degrees and certificates for specific careers.
  7. 15. Delay making payments on borrowed money.
  8. 17. Is a set amount of pay hourly, weekly, monthly or yearly before deductions are subtracted.
  9. 18. After subtracting the deductions and taxes from a period pay, the amount left is your _______.
  10. 19. Is someone with more experience than you, who can give you advice and guidance.
  11. 20. A payment made for academic achievement to a school or institute.
Down
  1. 2. Jobs involve ______________________, the cost of what you give up when you choose an action. Right now, working might mean giving up after-school activities or not hanging out with your friends on Friday nights.
  2. 3. An opportunity to combine on-the-job training with class instruction.
  3. 4. Students who fall behind academically in high school may require extra courses to get up to speed for college-level work.
  4. 5. If you add up the cost of the benefits and discounts, you’ll see just how valuable employee benefits can be. So, be sure to look at the total _______________________, the sum of the pay and benefits, when evaluating a job offer.
  5. 9. __________ are colleges and universities across the country grant bachelor’s degrees for four years of study in hundreds of subjects.
  6. 11. Pay based on a percentage of the cost of items or services sold.
  7. 12. The total amount of income earned during a pay period.
  8. 13. Although _____________ and volunteer positions may not deliver an immediate paycheck, they can help you land terrific jobs in the future.
  9. 14. An amount paid by employers in recognition of exceptional work.
  10. 16. ________ is failing to repay on a loan.