Dollars and Sense Final Exam Review Puzzle

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Across
  1. 3. happens when investments generate earnings, then those earnings generateearning of their own
  2. 5. item valued and sought by collectors
  3. 6. first level of post-secondary education degrees which consist of associate andbachelor’s degrees
  4. 10. individual’s consistent pattern of interactions in response to recurring situations which forms a distinctive character
  5. 12. property and possessions belonging to a person which could be subject to thepayment of debts
  6. 17. amount of an individual’s wages which are not included in a paycheck
  7. 20. potential of losing something of value
  8. 22. profit on an investment
  9. 24. rate at which the general level of prices for goods and services is rising and,consequently, the purchasing power of currency is falling
  10. 25. Cost of Attendance; amount of money a student will have to pay in order toattend the college
  11. 29. compensation paid to working employees
  12. 30. Application for Federal Student Aid; allows students to apply for financialaid from a variety of sources
  13. 32. Market Fund type of mutual fund which only invests in low-risk securities
  14. 33. overall beliefs and opinions about a school based upon various qualities andattributes
  15. 36. restricting expenses and keeping the unspent money in one’s own custody forthe purpose of accumulating it
  16. 37. interest computed on the principal, excluding previously earned interest
  17. 39. Family Contribution set amount of money an institution feels a student’s familycontribute to their education
  18. 42. document provided to employees every pay period detailing their earnings
  19. 46. reward for lending money
  20. 47. plans created to help students pay off their loans over a period of time
  21. 48. systematic method for providing monetary and non-monetary value to employees in exchange for services
  22. 49. employer-sponsored retirement savings planinancial institutions which provide security and convenience
  23. 51. contract between an investor and an insurance company in which the company promises to make periodic payments to the investor
  24. 52. mode of living which reflects the attitudes and values of an individual or group
  25. 54. amount of money rewarded to students based on merit
  26. 55. money borrowed by students to help pay for their education
  27. 57. test designed to provide credentials equivalent to a high school diploma
  28. 58. degree to which an asset can be quickly bought in the market without affectingthe asset’s price
  29. 59. type of good whose demand increases with an increase in income
  30. 60. colleges or universities which are mainly funded by state government
  31. 61. Plan tax-advantaged savings plan designed to encourage saving for future college costs
  32. 62. amount an individual makes prior to any deductions
Down
  1. 1. process of combining multiple loan payments into one
  2. 2. percentage of the loan which must be paid back in addition to the amount astudent borrows
  3. 4. type of good for which demand will not change in relation to price
  4. 7. process in which an individual creates personal experience by selecting,organizing and interpreting information available to him or her
  5. 8. produced, physical products
  6. 9. interest which is calculated on the initial principal aswellas the accumulatedinterest of previous periods
  7. 11. type of savings account which earns a higher interest rate than a standardsavings account
  8. 13. amount of money rewarded to students based on certain financial need criteria
  9. 14. Workstudies federal part-time jobs for students who go to college and possess financialneed
  10. 15. two-year colleges which award associate degrees and allow the students theoption to transfer into private or public universities
  11. 16. cost of a student’s education
  12. 18. degrees which are attainable after the student has earned their undergraduate
  13. 19. companies engaged in the business of dealing with monetary transactions,such as deposits, loans, investments and currency exchange
  14. 21. sum of money paid to an employee upon the completion of a task
  15. 23. form of financial compensation linked to employee performance
  16. 26. Market specific group for which a business's products, services and marketing efforts are intended
  17. 27. schools considered to be educational nonprofit organizations, receiving themajority of their funding through tuition, donations and endowments
  18. 28. income paid to an employee in fixed regular intervals
  19. 31. Account an interest-bearing deposit account held at a bank or credit union
  20. 34. short-term schools which tend to focus on specific topics or careers
  21. 35. act of buying an asset to generate returns from it over a period of time whilealso taking care of risk and volatility
  22. 38. land, as well as any physical property affixed to the land
  23. 40. education past the high school or GED level
  24. 41. written promise to repay any sum of money which was borrowed
  25. 43. type of good whose demand decreases with an increase in income
  26. 44. cost of a student’s living accommodations and meal plan
  27. 45. total amount an employee is paid after all deductions
  28. 50. individual who purchases and uses goods and services to satisfy wants and needs
  29. 53. actions performed for a client
  30. 56. intermediaries between buyers and sellers to facilitate securities transactions
  31. 57. stands for grade point average and refers to the average calculated by dividingthe total number of grade points earned by the total number of credits taken bya student