Done your work ROSE!!!

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Across
  1. 3. Total cost of credit including interest and fees.
  2. 6. Flying mammals often seen around haunted houses.
  3. 8. A loan not backed by collateral.
  4. 12. An extra charge for missing a payment deadline.
  5. 13. Annual Percentage Rate; the yearly cost of credit.
  6. 16. Money owed to others.
  7. 17. The original amount of money borrowed.
  8. 20. A way to borrow money with the promise to pay it back later.
  9. 21. The maximum amount you can borrow on a credit card.
  10. 22. A record of your credit history.
  11. 23. A person or company that lends money.
  12. 24. A type of loan backed by collateral.
Down
  1. 1. The act of paying back money owed.
  2. 2. Sweet treats collected on Halloween night.
  3. 4. Orange fruit carved into a jack-o'-lantern.
  4. 5. A person who takes out a loan.
  5. 6. A financial institution that lends and borrows money.
  6. 7. A spooky spirit seen on Halloween.
  7. 9. Something pledged as security for a loan.
  8. 10. Plastic card used to buy goods on credit.
  9. 11. Money borrowed that must be paid back with interest.
  10. 14. Describes a house full of ghosts.
  11. 15. The cost of borrowing money.
  12. 18. A magical woman often riding a broomstick.
  13. 19. A number that represents your creditworthiness.