DR - Crossword Labs

2. For this strongprofile, Credits amount are 50% or more of item amount that have not returned or rejected
7. For this strong profile, Customer has established tenure and active / established products in good standing that indicate quality relationship
10. Minimum EOD balance in last 21 calendar days from single account or sum of multiple accounts that is equal to or greater than items under review
11. Scheme in which depositor with accounts in two or more financial institutions takes advantage of time required for checks to clear to get unauthorized credit
12. Consists of unauthorized change or addition to valid check's information not made by make
13. Endorsement not authorized by intended payees
14. Printed order for payment of specified sum issued by financial institution or business
17. Border, security features and layout of components
19. Intentionally inflated to receive more credit than item worth
20. Two or more deposits received from same maker that is relevant to customer in last two years (e.g. ACH, check, wire, Zelle, bill payment)
21. Fabricated item not issued by maker of account item drawn from

1. presentment Presenting valid item more than once through different channels or other financial institutions for financial gain
3. Item issued from non-Chase account
4. Item issued based on class action lawsuits
5. Item where signature / handwriting / font of valid check forged
6. Item issued to two or more parties including account holder
8. Occurs if customer's personal information used to open new or compromise existing accounts for unlawful financial gain
9. Preapproved check made payable to business or individual for purchase price up to approved maximum loan amount and may require additional information to be valid
15. Item issued to another party or parties that's not the account holder
16. Fabricated item issued from non-existent account
18. Item intercepted by party who can't negotiate check