E-money

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Across
  1. 2. used to describe investments, financial products, etc. that
  2. 3. a machine-readable code consisting of an array of black
  3. 6. for reading by the camera on a smartphone.
  4. 8. to dishonestly take money from an organization or other
  5. 10. the buying and selling of goods and services, or the
  6. 13. and use it for a purpose for which it was not intended
  7. 14. moving or making progress so slowly that you are behind
  8. 16. of funds or data, over an electronic network
  9. 17. not money in the form of coins or notes
  10. 18. subtract or take away (an amount or part) from a total
  11. 21. make a quick, nervous movement as an instinctive reaction
Down
  1. 1. online through a computer or a smartphone
  2. 4. using or operating with credit and debit cards and electronic
  3. 5. white squares, typically used for storing URLs or other
  4. 7. people or things
  5. 9. doing something awkwardly, especially when using your hands
  6. 11. electronic payments for transactions made on the Internet.
  7. 12. fear, pain, or surprise
  8. 15. money rather than shares, bonds, etc
  9. 19. a type of electronic card which is used for transactions
  10. 20. to avoid something