risks associated with decision-making

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Across
  1. 2. certain types of savings (certificates of deposit) and investments (real estate) may be difficult to convert to cash quickly.
  2. 5. factors that may create a less-than-desirable situation. Personal risk may come in the form of inconvenience, embarrassment, safety, or health concerns.
Down
  1. 1. rising prices cause lower buying power. Buying an item later may mean a higher price.
  2. 3. changing interest rates affect your costs (when borrowing) and your benefits (when saving or investing).
  3. 4. changing careers or reduced spending by consumers can result in a lower income or loss of one’s employment. Career changes or job loss can result in a lower income and reduced buying power.