Economics Crossword

2. person or institution to whom money is owed
4. property or other security used to guarantee repayment of a loan
5. properties, possessions, and claims of others
8. amount banks set aside according to law as a protection for depositors
12. bars of precious metal
13. condensed statement showing all assets and liabilities at a given point in time
15. funds available whenever the depositor wish them
17. money that has an alternative use as a commodity
18. stock certificates representing ownership of the bank
19. laws regulating the maximum interest rate on passbook savings

1. money by government decree
3. bank that can lend to other banks in times of need
6. excess of assets over liabilities that is a measure of the value of a business
7. debts and obligations to others
9. interest-earning deposits that cannot be withdrawn by check
10. ability to be converted into cash in a very short period of time
11. substance that functions as a medium of exchange, and a measure and store of value
14. metallic forms of money
16. form of currency made by the Narragansett indians out of white conch and black mussel shells
17. paper money issued by government through an act of law