Across
- 9. investments, such as stocks, bonds, and mutual funds, that give their holders the right to receive some sort of return, or profit.
- 13. a method of lowering risk by investing in a wide variety of financial assets.
- 14. a portion of a firm’s profits paid to owners of the firm’s stock.
- 18. using money with the intention of making a financial gain.
- 19. borrowed money that is typically paid back in equal monthly payments.
- 22. a signed form instructing a bank to pay a specified amount to the person or business named on it.
- 23. the total amount of money in the economy.
- 24. anything owned to which a market value can be assigned.
- 25. an investor who buys shares of a company’s stock.
- 26. the record of a person’s borrowing and repayment of loans.
- 29. clearing the transfer of funds from one bank or account to another as a result of cashing a check.
- 30. the income return on an investment, such as interest paid on a bond or dividends paid on a stock.
- 31. a collection of securities chosen and managed by a group of professional fund managers.
- 33. money borrowed to buy a house, an office building, land, or other real estate.
- 34. a prolonged period of falling stock prices, accompanied by widespread investor pessimism.
- 35. interest paid not only on the original amount deposited in an account but also on all interest earned by those savings.
- 36. the ease with which assets can be converted into cash.
Down
- 1. the amount of money borrowed, or the amount of money still owed on a loan, apart from the interest.
- 2. a firm that deals mainly with money, as opposed to goods and services; examples include banks and stock brokerages.
- 3. the ratio of the money gained or lost by an investment relative to the amount invested; often expressed as the percentage gained or lost in a year.
- 4. a periodic payment for the use of borrowed funds; interest is paid on a loan.
- 5. card a card authorizing the user to buy goods and services with funds borrowed from the bank, store, or other business that issued the card.
- 6. power the value of a unit of money in terms of what it can buy.
- 7. the chance of losing money or of failing in some way.
- 8. any good used as a medium of exchange; examples include gold, silver, and salt.
- 10. setting aside a portion of income for use in the future.
- 11. an early form of paper currency, issued by banks to clients who made deposits of gold or silver; these notes could be exchanged for gold or silver “upon demand.”
- 12. a card authorizing the user to access his or her own funds on deposit in a bank account; a debit card can be used to buy goods and services or to withdraw money directly from an account.
- 15. an investment that represents a loan to a government or corporation and guarantees the lender a fixed rate of interest over the term of the loan, with repayment of the principal at the end of the term.
- 16. an investment that represents ownership in a business.
- 17. - a business whose main purpose is to receive deposits and make loans.
- 20. a company that buys and sells stocks and bonds for investors.
- 21. a legal document that provides information about a security offered to investors.
- 27. a prolonged period of rising stock prices, accompanied by widespread investor confidence.
- 28. bills and coins circulating in the economy.
- 32. an arrangement that allows a person to buy something with borrowed money and pay for it later or over time.